Terms of use

By using bestcredit.in("BestCredit", "we"), you agree to these terms. If you do not agree, please do not use the site.

Information, not advice

BestCredit publishes independent research, reviews, comparisons and calculators about credit cards available in India. All content is general information — not personalised financial, investment, tax or legal advice, and no content on this site should be read as a recommendation that a specific product is suitable for your individual circumstances. Consider your own situation, and consult a SEBI-registered adviser or other qualified professional where appropriate.

Accuracy and verification

We verify card details against the issuer's own published pages and show a "last verified" date on each review. Issuers change fees, rewards and terms at their discretion and without notice, so we cannot guarantee that every detail is current. Always confirm the live terms, fees, eligibility and application conditions on the issuer's website before applying.The issuer's Most Important Terms and Conditions (MITC) and card agreement always prevail over anything on this site.

No approval promises

Nothing on BestCredit is a pre-approval, an offer of credit, or a guarantee that any issuer will approve an application. Credit decisions are made solely by the issuing bank under its own policies and applicable RBI regulations.

Commercial relationships

We may earn commissions from issuers or affiliate networks when you apply through links on the site, as described in our disclosure. This never affects ratings or rankings.

Intellectual property

Site content (text, data, design, graphics) is owned by BestCredit unless otherwise noted. Card names, logos and artwork belong to their respective issuers and are used for identification. You may quote brief excerpts with attribution and a link; wholesale reproduction or scraping of our card dataset for commercial use requires written permission.

Third-party links

Links to issuer and third-party sites are provided for convenience. We are not responsible for their content, availability or practices.

Limitation of liability

The site is provided "as is" without warranties of any kind. To the maximum extent permitted by law, BestCredit is not liable for any loss arising from reliance on site content, from issuer decisions, or from your use of third-party sites — including application rejections, fee changes or reward devaluations.

Governing law

These terms are governed by the laws of India, and courts in India have exclusive jurisdiction over any dispute.

Questions? Contact us.