RBL BankRBL Bank World Safari Credit Card
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RBL Bank
RBL Bank World Safari Credit Card
4.4 / 5mastercard
- Joining fee
- ₹3,000
- Annual fee
- ₹3,000
- Base reward
- 0.5%
- Min income
- ₹3,00,000/mo
- Forex markup
- 0%
- Interest p.a.
- 47.88%
Where it earns
| Category | Rate | Monthly cap |
|---|---|---|
| Travel | 1.25% | Uncapped |
Benefits
- ▸Zero forex markup on all international spends (headline feature)
- ▸Complimentary Priority Pass membership
- ▸International travel insurance cover
- ▸Mastercard golf benefits
- ▸Concierge services
- ▸International spends earn no reward points (only the forex saving applies)
The good
- + 0% forex markup on international spends, best-in-class for travel
- + Complimentary Priority Pass with international lounge access
- + Welcome MakeMyTrip voucher offsets the joining fee
- + International travel insurance and Mastercard golf benefits
The catch
- − International spends earn no reward points (only forex saving)
- − Low base reward rate (0.5%) and modest point value (Rs.0.25)
- − Domestic lounge access gated by Rs.35,000 quarterly spend
- − Rs.99 + GST redemption fee per redemption request